.vc-wrap{max-width:1200px;margin:0 auto;padding:0 20px}.vc-hero{color:#fff;background-position:50%;background-size:cover;padding:150px 0 56px;position:relative}.vc-shade{background:linear-gradient(#14123c8c 0%,#14123ceb 100%);position:absolute;inset:0}.vc-hero-in{position:relative}.vc-crumbs{color:#fffc;flex-wrap:wrap;gap:8px;margin-bottom:18px;font-size:14px;display:flex}.vc-crumbs a{color:#fff;text-decoration:none}.vc-crumbs b{color:#ffc25c;font-weight:600}.vc-title{align-items:center;gap:18px;display:flex}.vc-flag{object-fit:cover;border:3px solid #fff;border-radius:8px;flex:none;width:64px;height:44px}.vc-title h1{color:#fff;margin:0;font-size:clamp(26px,4vw,42px);font-weight:800;line-height:1.15}.vc-title p{color:#ffc25c;margin:6px 0 0;font-weight:600}.vc-facts{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;max-width:720px;margin:28px 0 24px;display:grid}.vc-facts div{-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);background:#ffffff1a;border:1px solid #fff3;border-radius:16px;padding:12px 16px}.vc-facts span{text-transform:uppercase;letter-spacing:.05em;color:#ffffffbf;font-size:12px;display:block}.vc-facts b{color:#fff;font-size:18px}.vc-facts s{color:#fff9;margin-left:6px;font-size:13px}.vc-actions{flex-wrap:wrap;gap:12px;display:flex}.vc-btn{border-radius:999px;justify-content:center;align-items:center;padding:12px 22px;font-size:15px;font-weight:700;text-decoration:none;transition:transform .15s;display:inline-flex}.vc-btn:hover{transform:translateY(-1px)}.vc-btn-main{color:#14123c;background:#f5a623}.vc-btn-ghost{color:#fff;background:#ffffff1f;border:1.5px solid #ffffff80}.vc-btn-line{color:#14123c;background:#fff;border:1.5px solid #14123c}.vc-body{grid-template-columns:minmax(0,1fr) 320px;align-items:start;gap:28px;padding-top:40px;padding-bottom:64px;display:grid}.vc-card{background:#fff;border:1px solid #e6ebf0;border-radius:22px;margin-bottom:20px;padding:24px 26px;box-shadow:0 8px 24px #14123c0d}.vc-card h2{color:#14123c;margin:0 0 12px;font-size:21px}.vc-card h3{color:#14123c;margin:0 0 10px;font-size:18px}.vc-card p{color:#41505f;margin:0 0 10px;line-height:1.65}.vc-warn{color:#7a4a00;background:#fff8ea;border-left:5px solid #f5a623;border-radius:0 14px 14px 0;margin:0 0 20px;padding:12px 16px}.vc-docs{counter-reset:d;margin:0;padding:0;list-style:none}.vc-docs li{counter-increment:d;color:#41505f;border-bottom:1px dashed #dbe3ea;padding:10px 0 10px 44px;line-height:1.5;position:relative}.vc-docs li:last-child{border-bottom:0}.vc-docs li:before{content:counter(d);color:#fff;background:#f5a623;border-radius:50%;justify-content:center;align-items:center;width:30px;height:30px;font-size:14px;font-weight:700;display:flex;position:absolute;top:8px;left:0}.vc-notes{color:#41505f;margin:0;padding-left:20px;line-height:1.6;list-style:outside}.vc-notes li{margin-bottom:6px}.vc-faq{border-top:1px solid #e6ebf0;padding:12px 0}.vc-faq summary{cursor:pointer;color:#14123c;font-weight:700}.vc-faq p{margin:10px 0 0}.vc-sources{color:#6b7a89;font-size:13px;line-height:1.6}.vc-sources a{color:#0875ab}.vc-side{position:sticky;top:100px}.vc-cta{background:#14123c;border:0}.vc-cta h3,.vc-cta p{color:#fff}.vc-cta p{opacity:.85}.vc-cta .vc-btn{width:100%;margin-top:10px}.vc-others{grid-template-columns:1fr 1fr;gap:6px 12px;margin:0;padding:0;list-style:none;display:grid}.vc-others a{color:#0875ab;font-size:14px;text-decoration:none}.vc-others a:hover{text-decoration:underline}@media (max-width:900px){.vc-body{grid-template-columns:1fr}.vc-side{position:static}}@media (max-width:600px){.vc-hero{padding:120px 0 40px}.vc-facts{grid-template-columns:1fr}.vc-title{align-items:flex-start}.vc-card{padding:20px 18px}.vc-btn{width:100%}}